How do lenders treat restricted stock units and stock options when calculating qualifying income for a conventional mortgage in the tech sector?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders treat restricted stock units and stock options when calculating qualifying income for a conventional mortgage in the tech sector?
3 real searches · 1 real-search pass
Fannie Mae Selling Guide restricted stock units stock options income qualifying mortgage B3-3.1-09Google ↗
OBSERVED
Freddie Mac Guide restricted stock units stock options income mortgage qualifying incomeGoogle ↗
OBSERVED
Fannie Mae stock options income vested restricted stock units three year continuance mortgageGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide restricted stock units stock options income qualifying mortgage B3-3.1-09 Google ↗
Freddie Mac Guide restricted stock units stock options income mortgage qualifying income Google ↗
Fannie Mae stock options income vested restricted stock units three year continuance mortgage Google ↗
- Restricted Stock Units and Restricted Stock Employment Income · selling-guide.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Employment Related Assets as Qualifying Income · selling-guide.fanniemae.com
- Standards for Employment and Income Documentation · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide restricted stock units stock options income qualifying mortgage B3-3.1-09 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Guide restricted stock units stock options income mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae stock options income vested restricted stock units three year continuance mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |