How do I calculate my minimum hourly rate to cover health insurance and taxes as an independent contractor in New York
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate my minimum hourly rate to cover health insurance and taxes as an independent contractor in New York
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 federal self employment tax rate standard deduction tax brackets IRS 2026 Google ↗
New York State 2026 income tax rates tax brackets official Google ↗
New York State health insurance marketplace 2026 premiums tax credits official Google ↗
- Self-employment tax (Social Security and Medicare taxes) · irs.gov
- Publication 505 (2026), Tax Withholding and Estimated Tax · irs.gov
- Withholding tax rate changes · tax.ny.gov
- Marketplace ::Individual & Families:: · nystateofhealth.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal self employment tax rate standard deduction tax brackets IRS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York State 2026 income tax rates tax brackets official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
New York State health insurance marketplace 2026 premiums tax credits official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |