Real ChatGPT answer + Gemini simulation · index seedSwFyvKyfN9ocompleteAI OverviewInsurance · auto insurancecommercial
My granddaughter is visiting for college and maintains a 3.8 GPA so I want to see how much she will lower my monthly premium if I add her to my policy.
ChatGPTgpt-6Geminigemini-3.5-flash-lite3 passes + 1 real-search34 queries10/30/2026
Download run
Gemini unique queries
33
2 in ≥ half the passes · stability 36%
ChatGPT real searches predicted
100%
1 of 1 matched the simulation
Fan-out diagram
Seed → topic clusters → sub-queries, per model.
SEED QUERY
My granddaughter is visiting for college and maintains a 3.8 GPA so I want to see how much she will lower my monthly premium if I add her to my policy.
33 unique queries · 3 passes
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence. 33 queries are still being classified.
What the models actually searched
Each model answered the query with its own web search. These are the searches it ran, matched to the closest simulated query.
ChatGPT1 real searches · gpt-6100% predicted
North Carolina auto insurance good student discount 3.8 GPA adding young driver insurer discount requirements 2026 Google ↗
- Auto Insurance Discounts, Save on Car Insurance · statefarm.com
- Car Insurance Good Student Discount · travelers.com
- Car Insurance Discounts to Help You Save · progressive.com
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · click a topic to focus it · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
33 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
good student discount car insurance GPA requirement REFORMULATION | Google ↗ AI Mode ↗ | The user wants to know the exact GPA threshold needed to qualify for a good student discount. | — | glossary/definition | good student discount requirements | 3x of 3 | |
does adding a college student to car insurance lower the bill REFORMULATION | Google ↗ AI Mode ↗ | The user is checking the fundamental assumption that adding a student can somehow reduce a premium. | — | faq_page | adding college student policy impact | 2x of 3 | |
does a 3.8 gpa lower car insurance rates REFORMULATION | Google ↗ AI Mode ↗ | The user wants to know if a 3.8 GPA qualifies for a good student discount. | — | faq_page | gpa impact on insurance rates | 1x of 3 | |
car insurance rates for college students away at school IMPLICIT | Google ↗ AI Mode ↗ | Determine how temporary visits or living away at college affects insurance pricing. | — | faq_page | student away at school discount | 1x of 3 | |
does adding a college student to auto insurance lower the rate IMPLICIT | Google ↗ AI Mode ↗ | The user assumes adding a student lowers the bill and wants to verify if it actually decreases or increases rates. | — | web_article | adding college student policy impact | 1x of 3 | |
car insurance good student discount percentage savings RELATED | Google ↗ AI Mode ↗ | The user wants to estimate the typical percentage discount applied for having a 3.8 GPA. | — | web_article | good student discount savings | 1x of 3 | |
good student discount vs standard driver car insurance discount savings COMPARATIVE | Google ↗ AI Mode ↗ | Compare the savings percentage of a good student discount against other policy discounts. | — | comparison_table | good student discount savings | 1x of 3 | |
car insurance rates good student discount vs standard rate COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to compare the cost difference between insuring a student with and without a good student discount. | — | comparison_table | good student discount savings | 1x of 3 | |
car insurance cost estimator add occasional driver student IMPLICIT | Google ↗ AI Mode ↗ | The user wants a tool to calculate the exact cost impact of adding a visiting college student. | — | calculator/tool | young driver rate increase estimate | 1x of 3 | |
auto insurance discounts for high GPA students ENTITY EXPANSION | Google ↗ AI Mode ↗ | Identify major insurance providers that offer discounts for high-achieving students. | — | buyers_guide | good student discount requirements | 1x of 3 | |
auto insurance discount for college students away at school ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to understand how temporary college visitation affects policy structuring. | — | buyers_guide | student away at school discount | 1x of 3 | |
student away at college car insurance discount rules IMPLICIT | Google ↗ AI Mode ↗ | The user needs to know how the granddaughter's temporary college visit status affects her rating. | — | web_article | student away at school discount | 1x of 3 | |
how to add a visiting family member to my auto insurance policy PERSONALIZED | Google ↗ AI Mode ↗ | Learn the administrative steps required to add a relative who is visiting temporarily. | — | how_to_steps | adding family member to policy | 1x of 3 | |
how to add a family member to car insurance policy PERSONALIZED | Google ↗ AI Mode ↗ | The user wants step-by-step instructions on adding their granddaughter to their active policy. | — | how_to_steps | adding family member to policy | 1x of 3 | |
average car insurance rate increase adding young driver COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to weigh the standard rate penalty of adding a young driver against the good student discount savings. | — | comparison_table | young driver rate increase estimate | 1x of 3 | |
average car insurance cost increase adding young driver REFORMULATION | Google ↗ AI Mode ↗ | Find industry averages for how much young drivers add to a policy cost. | — | web_article | young driver rate increase estimate | 1x of 3 | |
car insurance calculator estimate add driver discount REFORMULATION | Google ↗ AI Mode ↗ | The user wants an interactive tool to calculate their specific rate change. | — | calculator/tool | young driver rate increase estimate | 1x of 3 | |
top auto insurance companies for good student discounts ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to identify which specific insurance providers offer the best discounts for high GPA students. | — | review_roundup | good student discount savings | 1x of 3 | |
car insurance student away at school discount policy rules RELATED | Google ↗ AI Mode ↗ | Explore specific policy rules when a student attends college in another location. | — | pdf_whitepaper | student away at school discount | 1x of 3 | |
do insurance companies require college students on policy RELATED | Google ↗ AI Mode ↗ | The user wants to know if adding the granddaughter is mandatory given her visiting status. | — | faq_page | adding college student policy impact | 1x of 3 | |
how to submit report card for insurance good student discount PERSONALIZED | Google ↗ AI Mode ↗ | The user wants to know the practical steps required to prove the 3.8 GPA to their insurer. | — | how_to_steps | good student discount requirements | 1x of 3 | |
does a 3.8 GPA lower car insurance premiums IMPLICIT | Google ↗ AI Mode ↗ | Verify if a 3.8 GPA specifically meets the criteria for a rate reduction. | — | faq_page | gpa impact on insurance rates | 1x of 3 | |
average car insurance discount percentage for good students IMPLICIT | Google ↗ AI Mode ↗ | The user wants to know the typical dollar or percentage savings associated with a good student discount. | — | product_spec_sheet | good student discount savings | 1x of 3 | |
does visiting college student need to be on my car insurance RELATED | Google ↗ AI Mode ↗ | The user wants to check if adding the student is mandatory or optional given the visiting status. | — | faq_page | adding college student policy impact | 1x of 3 | |
car insurance calculator estimate young driver addition ENTITY EXPANSION | Google ↗ AI Mode ↗ | Find online tools to estimate how adding a driver will change a monthly premium. | — | calculator/tool | young driver rate increase estimate | 1x of 3 | |
grandparents insuring grandchildren car insurance options ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to know if grandparents can insure grandchildren living in different households. | — | forum/qna | adding family member to policy | 1x of 3 | |
car insurance discounts for college students under 25 ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user is looking for additional discounts that might apply to their granddaughter besides just the good student discount. | — | buyers_guide | student away at school discount | 1x of 3 | |
occasional driver vs primary driver car insurance rates COMPARATIVE | Google ↗ AI Mode ↗ | Compare the cost difference between listing a student as an occasional driver versus a primary driver. | — | comparison_table | occasional versus primary driver rates | 1x of 3 | |
temporary driver insurance vs adding to main policy COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to compare adding a visitor permanently versus temporary coverage options. | — | comparison_table | occasional versus primary driver rates | 1x of 3 | |
what documents needed for good student insurance discount PERSONALIZED | Google ↗ AI Mode ↗ | The user wants a checklist of papers or transcripts to gather for their insurer. | — | checklist | good student discount requirements | 1x of 3 | |
age limits for good student car insurance discount REFORMULATION | Google ↗ AI Mode ↗ | The user wants to verify if college students of any age qualify for the academic discount. | — | glossary/definition | good student discount savings | 1x of 3 | |
qualifications for good student auto insurance discount REFORMULATION | Google ↗ AI Mode ↗ | Check all eligibility criteria required to receive a good student discount. | — | checklist | good student discount requirements | 1x of 3 | |
best auto insurance companies for student discounts RELATED | Google ↗ AI Mode ↗ | The user wants a list of insurers that offer the highest discounts for high GPAs. | — | review_roundup | good student discount savings | 1x of 3 |
Passes
Does another pass still surface new queries? A flattening curve means the fan-out has stabilised.
Geminix = pass, y = cumulative unique queries
| Model | Pass | Target | Generated | Seconds | Tokens (in / out) | Notes |
|---|---|---|---|---|---|---|
| gemini-3.5-flash-lite | 1 | 12 | 12 | — | 943 / 1,498 | |
| gemini-3.5-flash-lite | 2 | 12 | 12 | — | 943 / 1,419 | |
| gemini-3.5-flash-lite | 3 | 12 | 12 | — | 943 / 1,436 |