Is it better to consolidate my credit cards and student loans with a SoFi loan or just keep them separate
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to consolidate my credit cards and student loans with a SoFi loan or just keep them separate
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
SoFi personal loan debt consolidation APR fees official terms 2026 Google ↗
Federal Student Aid refinancing federal student loans private loan lose benefits official Google ↗
CFPB debt consolidation personal loan credit card debt compare total cost Google ↗
- CFPB's guide to credit card consolidation · consumerfinance.gov
- student loan refinancing risks · consumerfinance.gov
- Should I consolidate or refinance my student loans? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi personal loan debt consolidation APR fees official terms 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Student Aid refinancing federal student loans private loan lose benefits official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB debt consolidation personal loan credit card debt compare total cost OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |