How are the IRMAA surcharges calculated if our income drops significantly after we both officially retire this spring?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How are the IRMAA surcharges calculated if our income drops significantly after we both officially retire this spring?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
SSA-44 retirement work stoppage IRMAA life changing event current income estimate 2026 official Google ↗
2026 Medicare IRMAA brackets Part B Part D official CMS Google ↗
- 2026 Medicare Parts A & B Premiums and Deductibles · cms.gov
- Benefits Planner: Retirement | Medicare Premiums · ssa.gov
- Social Security – Request to Lower IRMAA · ssa.gov
- SSA - POMS: HI 01120.030 - Life Changing Event (LCE) – Work Stoppage · secure.ssa.gov
- SSA-44 · ssa.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SSA-44 retirement work stoppage IRMAA life changing event current income estimate 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 Medicare IRMAA brackets Part B Part D official CMS OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |