Can you break down the exact formula lenders use to calculate debt to income ratio and tell me if my freelance side hustle income counts toward it?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you break down the exact formula lenders use to calculate debt to income ratio and tell me if my freelance side hustle income counts toward it?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide self-employed income two years tax returns monthly qualifying income net income Schedule C 2026 Google ↗
CFPB debt-to-income ratio mortgage gross monthly income monthly debt payments definition Google ↗
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Income Calculator Frequently Asked Questions · singlefamily.fanniemae.com
- What is a debt-to-income ratio? · consumerfinance.gov
- § 1026.43 Minimum standards for transactions secured by a dwelling. · consumerfinance.gov
- What is debt-to-income ratio · fm.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide self-employed income two years tax returns monthly qualifying income net income Schedule C 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB debt-to-income ratio mortgage gross monthly income monthly debt payments definition OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |