Real ChatGPT answer · index seedSkMNAOjSleAcompleteFinance and banking · checking and savings accountscommercial
Are online only banks like Ally or Marcus safe for holding my small business payroll funds, and what are their current savings yields?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are online only banks like Ally or Marcus safe for holding my small business payroll funds, and what are their current savings yields?
4 real searches · 1 real-search pass
Ally Bank business savings account availability FDIC insurance current APY October 2026 officialGoogle ↗
OBSERVEDShort fact
Marcus by Goldman Sachs business savings account eligibility current APY October 2026 FDIC officialGoogle ↗
OBSERVEDOther / navigational
FDIC deposit insurance $250,000 per depositor per insured bank ownership category business accountsGoogle ↗
OBSERVEDDefinition
Ally Bank Online Savings APY October 2026 official savings ratesGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
Ally Bank business savings account availability FDIC insurance current APY October 2026 official Google ↗
Marcus by Goldman Sachs business savings account eligibility current APY October 2026 FDIC official Google ↗
FDIC deposit insurance $250,000 per depositor per insured bank ownership category business accounts Google ↗
Ally Bank Online Savings APY October 2026 official savings rates Google ↗
- Ally Review 2026 · bankrate.com
- Account Information · ally.com
- Home · marcus.com
- FAQs · marcus.com
- Maximize Your FDIC Insurance - Deposit Insurance · ally.com
- FDIC DEPOSIT INSURANCE · fdic.gov
- FDIC: Electronic Deposit Insurance Estimator (EDIE): FAQs · edie.fdic.gov
- OWNERSHIP CATEGORIES · fdic.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ally Bank business savings account availability FDIC insurance current APY October 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Marcus by Goldman Sachs business savings account eligibility current APY October 2026 FDIC official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
FDIC deposit insurance $250,000 per depositor per insured bank ownership category business accounts OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Ally Bank Online Savings APY October 2026 official savings rates OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |