Real ChatGPT answer · index seedSjy9Z6ozVN4completeInsurance · disability insurancehowto

Can Unum legally drop my disability coverage because I tried working a few hours last week to test my recovery?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can Unum legally drop my disability coverage because I tried working a few hours last week to test my recovery?
3 real searches · 1 real-search pass
Unum disability insurance attempted return to work trial work termination benefits policy residual disability recurrent disability claim appeal ERISAGoogle ↗
OBSERVEDReason
Department of Labor ERISA disability claims appeal 180 days disability benefits regulationGoogle ↗
OBSERVEDReason
Texas insurance code disability income policy return to work trial work disability benefits UnumGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Unum disability insurance attempted return to work trial work termination benefits policy residual disability recurrent disability claim appeal ERISA Google ↗
Department of Labor ERISA disability claims appeal 180 days disability benefits regulation Google ↗
Texas insurance code disability income policy return to work trial work disability benefits Unum Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Unum disability insurance attempted return to work trial work termination benefits policy residual disability recurrent disability claim appeal ERISA
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Department of Labor ERISA disability claims appeal 180 days disability benefits regulation
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Texas insurance code disability income policy return to work trial work disability benefits Unum
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1