Real ChatGPT answer · index seedShhx5XqIs8kcompleteFinance and banking · personal loansinformational
How many points will my credit score drop when a lender does a hard inquiry for a personal loan application?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How many points will my credit score drop when a lender does a hard inquiry for a personal loan application?
1 real search · 1 real-search pass
FICO hard inquiry how many points credit score drop personal loan application average fewer than five pointsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO hard inquiry how many points credit score drop personal loan application average fewer than five points Google ↗
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- Do Personal Loans Hurt Your Credit? · experian.com
- How Long Do Hard Inquiries Stay on Your Credit Report? · experian.com