Real ChatGPT answer · index seedSgwYGHlCK9ccompleteFinance and banking · investing and brokeragesinformational
Can I trigger a wash sale if my spouse buys the exact same mutual fund in her retirement account that I just sold for a loss in mine?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can I trigger a wash sale if my spouse buys the exact same mutual fund in her retirement account that I just sold for a loss in mine?
1 real search · 1 real-search pass
IRS wash sale spouse buys substantially identical stock IRA account Revenue Ruling 2008-5 Publication 550 spouseGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS wash sale spouse buys substantially identical stock IRA account Revenue Ruling 2008-5 Publication 550 spouse Google ↗
- Publication 550 (2025), Investment Income and Expenses · irs.gov
- Bulletin No. 2008-3 · eitc.irs.gov