My current loan calculator says my payment should be four hundred dollars a month but the dealer finance office just quoted me six hundred fifty for the exact same terms. What hidden fees or backend products are they slipping into my monthly auto loan payments?
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The searches the AI actually ran for this prompt.
SEED QUERY
My current loan calculator says my payment should be four hundred dollars a month but the dealer finance office just quoted me six hundred fifty for the exact same terms. What hidden fees or backend products are they slipping into my monthly auto loan payments?
2 real searches · 1 real-search pass
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Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FTC auto dealer add-ons optional products financing car loan consumer advice Google ↗
CFPB auto loan dealer markup interest rate add-ons optional products consumer advice Google ↗
- What things can I negotiate when shopping for a car or auto loan? · consumerfinance.gov
- Am I required to purchase an extended warranty, Guaranteed Asset Protection (GAP) insurance, or credit insurance from a lender or dealer to get an auto loan? · consumerfinance.gov
- Supervisory Highlights v22024 final 508 · files.consumerfinance.gov
- What is a Truth-in-Lending disclosure for an auto loan? · consumerfinance.gov
Queries
2 queries · click a column to sort