What steps do I take right this minute to appeal an insurance denial for an in network therapist who my insurer claims is now out of network as of last week.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What steps do I take right this minute to appeal an insurance denial for an in network therapist who my insurer claims is now out of network as of last week.
3 real searches · 1 real-search pass
2026 federal continuity of care protections provider termination 90 days health insurance CMS No Surprises Act officialGoogle ↗
OBSERVEDConsequence
Virginia Bureau of Insurance health insurance consumer complaint appeal external review mental health officialGoogle ↗
OBSERVEDReason
health insurance internal appeal deadline 180 days ERISA 29 CFR 2560.503-1 officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 federal continuity of care protections provider termination 90 days health insurance CMS No Surprises Act official Google ↗
Virginia Bureau of Insurance health insurance consumer complaint appeal external review mental health official Google ↗
health insurance internal appeal deadline 180 days ERISA 29 CFR 2560.503-1 official Google ↗
- 42 U.S.C. § 300gg–113: Continuity of care · uscode.house.gov
- Know your medical bill rights when using insurance · cms.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal continuity of care protections provider termination 90 days health insurance CMS No Surprises Act official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Virginia Bureau of Insurance health insurance consumer complaint appeal external review mental health official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
health insurance internal appeal deadline 180 days ERISA 29 CFR 2560.503-1 official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |