Real ChatGPT answer · index seedSbYIe24sjbUcompleteFinance and banking · investing and brokeragesinformational

Why is the interest rate on my Vanguard settlement fund different from the federal funds rate and how often does it update based on current market conditions.

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Why is the interest rate on my Vanguard settlement fund different from the federal funds rate and how often does it update based on current market conditions.
3 real searches · 1 real-search pass
Vanguard Federal Money Market Fund VMFXX current 7-day SEC yield October 2026 settlement fund yield update daily VanguardGoogle ↗
OBSERVED
Federal Reserve federal funds target range October 2026 effective federal funds rate latestGoogle ↗
OBSERVED
Vanguard money market fund 7 day SEC yield calculated daily distributions monthly VMFXXGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Vanguard Federal Money Market Fund VMFXX current 7-day SEC yield October 2026 settlement fund yield update daily Vanguard Google ↗
Federal Reserve federal funds target range October 2026 effective federal funds rate latest Google ↗
Vanguard money market fund 7 day SEC yield calculated daily distributions monthly VMFXX Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Vanguard Federal Money Market Fund VMFXX current 7-day SEC yield October 2026 settlement fund yield update daily Vanguard
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Federal Reserve federal funds target range October 2026 effective federal funds rate latest
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Vanguard money market fund 7 day SEC yield calculated daily distributions monthly VMFXX
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1