Can you give me a realistic itemized list of lender closing costs for a conventional construction-to-permanent loan so I can audit the Loan Estimate my broker just sent me?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you give me a realistic itemized list of lender closing costs for a conventional construction-to-permanent loan so I can audit the Loan Estimate my broker just sent me?
3 real searches · 1 real-search pass
CFPB construction loan Loan Estimate construction to permanent loan fees lender charges appraisal inspections draw feesGoogle ↗
OBSERVEDReason
CFPB Loan Estimate sections A B C D E F G H lender fees third party fees officialGoogle ↗
OBSERVEDReason
New York mortgage recording tax construction loan mortgage recording tax officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB construction loan Loan Estimate construction to permanent loan fees lender charges appraisal inspections draw fees Google ↗
CFPB Loan Estimate sections A B C D E F G H lender fees third party fees official Google ↗
New York mortgage recording tax construction loan mortgage recording tax official Google ↗
- Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate) · cfpb.website
- CONSUMER FINANCIAL PROTECTION BUREAU · consumerfinance.gov
- Mortgage recording tax · nystax.gov
- NYS Open Legislation · nysenate.gov
- § 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate). · consumerfinance.gov
- Appendix D to Part 1026 — Multiple Advance Construction Loans · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB construction loan Loan Estimate construction to permanent loan fees lender charges appraisal inspections draw fees OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB Loan Estimate sections A B C D E F G H lender fees third party fees official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York mortgage recording tax construction loan mortgage recording tax official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |