Which major US bank has the lowest lender fees for a standard refinance right now based on recent consumer reports
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which major US bank has the lowest lender fees for a standard refinance right now based on recent consumer reports
3 real searches · 1 real-search pass
2026 consumer reports mortgage refinance lender fees major banks origination fees Chase Bank of America Wells Fargo US BankGoogle ↗
OBSERVEDReason
mortgage refinance lender fees by lender consumer reports average origination fees big banks 2025 2026Google ↗
OBSERVEDReason
2025 HMDA lender fees refinance bank origination charges average lender comparison major banks CFPBGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 consumer reports mortgage refinance lender fees major banks origination fees Chase Bank of America Wells Fargo US Bank Google ↗
mortgage refinance lender fees by lender consumer reports average origination fees big banks 2025 2026 Google ↗
2025 HMDA lender fees refinance bank origination charges average lender comparison major banks CFPB Google ↗
- JPMorgan Chase Bank, NA reported mortgage rates, 2025 · lenderregister.com
- US Bank, N.A. reported mortgage rates 2025: 6.375% median · lenderregister.com
- Bank of America NA reported mortgage rates, 2025 · lenderregister.com
- Wells Fargo Bank NA reported mortgage rates, 2025 · lenderregister.com
- Refinancing mortgages: lenders and rates, 2025 · lenderregister.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 consumer reports mortgage refinance lender fees major banks origination fees Chase Bank of America Wells Fargo US Bank OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
mortgage refinance lender fees by lender consumer reports average origination fees big banks 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2025 HMDA lender fees refinance bank origination charges average lender comparison major banks CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |