Why did my business owner policy quote jump so much this renewal season and how can I negotiate a better rate for my small retail shop?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my business owner policy quote jump so much this renewal season and how can I negotiate a better rate for my small retail shop?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Florida small business commercial property insurance rate trends BOP retail premiums hurricane reinsurance renewal Google ↗
Florida Office of Insurance Regulation commercial property insurance small business windstorm underwriting BOP renewal factors Google ↗
- Ivans Index August 2026 Results Released · ivans.com
- Ivans Index Q2 2026 Results Released · ivans.com
- Commercial Property Insurance Overview | Consumer Services · myfloridacfo.com
- Commercial Property Insurance Overview | Consumer Services · myfloridacfo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Florida small business commercial property insurance rate trends BOP retail premiums hurricane reinsurance renewal OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Florida Office of Insurance Regulation commercial property insurance small business windstorm underwriting BOP renewal factors OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |