Real ChatGPT answer · index seedSTpk32bnHA8completeInsurance · home insurancecomparison

Are earthquake rider add ons significantly more expensive with Chubb compared to State Farm for standard brick homes?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are earthquake rider add ons significantly more expensive with Chubb compared to State Farm for standard brick homes?
2 real searches · 1 real-search pass
Chubb homeowners earthquake coverage State Farm earthquake endorsement masonry brick home underwriting cost comparison 2026Google ↗
OBSERVEDComparison
Chubb earthquake insurance endorsement cost compared with State Farm earthquake coverage brick masonry home premiums factorsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Chubb homeowners earthquake coverage State Farm earthquake endorsement masonry brick home underwriting cost comparison 2026 Google ↗
Chubb earthquake insurance endorsement cost compared with State Farm earthquake coverage brick masonry home premiums factors Google ↗
  1. A Consumer's Guide to Earthquake Insurance · content.naic.org
  2. Earthquake Insurance · insurance.ca.gov
  3. Earthquake Protection · chubb.com
  4. SERFF Tracking #: ACEH-132410050 · filingsdirect.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Chubb homeowners earthquake coverage State Farm earthquake endorsement masonry brick home underwriting cost comparison 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Chubb earthquake insurance endorsement cost compared with State Farm earthquake coverage brick masonry home premiums factors
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1