How do lender guidelines differ when underwriting a mixed use property featuring commercial retail space on the ground floor and residential units above?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lender guidelines differ when underwriting a mixed use property featuring commercial retail space on the ground floor and residential units above?
4 real searches · 1 real-search pass
mixed-use property mortgage underwriting guidelines commercial ground floor residential units above Fannie Mae Freddie Mac owner occupied commercial percentageGoogle ↗
OBSERVEDReason
Fannie Mae selling guide mixed use properties principal residence commercial space requirements 2026Google ↗
OBSERVEDOther / navigational
Freddie Mac mixed use property mortgage eligibility commercial space residential units guidelinesGoogle ↗
OBSERVEDOther / navigational
SBA financing mixed use property owner occupied commercial real estate residential rental units eligibilityGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
mixed-use property mortgage underwriting guidelines commercial ground floor residential units above Fannie Mae Freddie Mac owner occupied commercial percentage Google ↗
Fannie Mae selling guide mixed use properties principal residence commercial space requirements 2026 Google ↗
Freddie Mac mixed use property mortgage eligibility commercial space residential units guidelines Google ↗
SBA financing mixed use property owner occupied commercial real estate residential rental units eligibility Google ↗
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Mixed-Use Property Appraisal Requirements · guide-selling.fanniemae.com
- MULTIFAMILY UNDERWRITING STANDARDS · mfguide-acpt.fanniemae.com
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mixed-use property mortgage underwriting guidelines commercial ground floor residential units above Fannie Mae Freddie Mac owner occupied commercial percentage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae selling guide mixed use properties principal residence commercial space requirements 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Freddie Mac mixed use property mortgage eligibility commercial space residential units guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
SBA financing mixed use property owner occupied commercial real estate residential rental units eligibility OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |