Compare the instant approval algorithms used by American Express versus Capital One when checking pre-qualification without impacting my credit score.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the instant approval algorithms used by American Express versus Capital One when checking pre-qualification without impacting my credit score.
4 real searches · 1 real-search pass
American Express apply with confidence pre-approval soft inquiry official terms eligibility checkGoogle ↗
OBSERVED
Capital One pre-approval tool soft inquiry official terms credit card pre-approvalGoogle ↗
OBSERVED
American Express pre-qualification algorithm factors credit history income officialGoogle ↗
OBSERVED
Capital One pre-approval factors credit bureau data algorithm official credit cardGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 4 queries…
Searches and sources
ChatGPT4 real searches · gpt-6
American Express apply with confidence pre-approval soft inquiry official terms eligibility check Google ↗
Capital One pre-approval tool soft inquiry official terms credit card pre-approval Google ↗
American Express pre-qualification algorithm factors credit history income official Google ↗
Capital One pre-approval factors credit bureau data algorithm official credit card Google ↗
- sec.gov · sec.gov
- Qualifications for Credit Card Pre-Approval · americanexpress.com
- Capital One Financial Corporation - 10K - Annual Report · fintel.io
- SECURITIES AND EXCHANGE COMMISSION · investor.capitalone.com
- American Express® Apply With Confidence: Check Your Approval Risk-Free · americanexpress.com
- Prequalified vs. Preapproved: What’s the Difference? · americanexpress.com
- Get Pre-Approved for a Capital One Credit Card · capitalone.com
- Amex official credit card application portal · americanexpress.com
- Capital One official pre-approval tool · capitalone.com
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
American Express apply with confidence pre-approval soft inquiry official terms eligibility check OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Capital One pre-approval tool soft inquiry official terms credit card pre-approval OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
American Express pre-qualification algorithm factors credit history income official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Capital One pre-approval factors credit bureau data algorithm official credit card OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |