How does Upstart determine loan approval times for self-employed parents who want to apply for a personal loan without traditional W2 pay stubs?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does Upstart determine loan approval times for self-employed parents who want to apply for a personal loan without traditional W2 pay stubs?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Upstart personal loan self-employed income documentation approval time bank statements tax returns official Google ↗
Upstart personal loan approval funding time income verification self employed official Google ↗
- Do You Qualify for a Personal Loan? 5 Factors Lenders Check · upstart.com
- How Upstart Works: AI Lending Beyond Credit Score · upstart.com
- Upstart — Documents needed to apply for a loan · upstarthelp.upstart.com
- Upstart — What is (and isn’t) considered income for loan applications? · upstarthelp.upstart.com
- Upstart — Loan eligibility: how to determine if you qualify · upstarthelp.upstart.com
- Upstart — AI-powered lending: how it works and what to expect · upstarthelp.upstart.com
- Upstart — Loan disbursement timeline: when you’ll receive funds · upstarthelp.upstart.com
- Upstart — Why household or spousal income cannot be used for loan applications · upstarthelp.upstart.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upstart personal loan self-employed income documentation approval time bank statements tax returns official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Upstart personal loan approval funding time income verification self employed official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |