Real ChatGPT answer · index seedSFLmxJbMrIocompleteReal estate · buying a homecomparison

Walk me through the new construction home buying process and explain if using the builder's preferred lender actually saves on closing costs compared to bringing an outside mortgage broker.

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Walk me through the new construction home buying process and explain if using the builder's preferred lender actually saves on closing costs compared to bringing an outside mortgage broker.
2 real searches · 1 real-search pass
CFPB compare Loan Estimates lender credits discount points closing costs builder preferred lender affiliated business arrangement disclosure new construction homeGoogle ↗
OBSERVEDComparison
Fannie Mae new construction home buying process builder contract inspections appraisal mortgage financingGoogle ↗
OBSERVEDInstruction

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReasonDefinitionInstruction50%Yes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB compare Loan Estimates lender credits discount points closing costs builder preferred lender affiliated business arrangement disclosure new construction home Google ↗
Fannie Mae new construction home buying process builder contract inspections appraisal mortgage financing Google ↗
  1. How should I use lender credits and points (also called discount points)? · consumerfinance.gov
  2. TILA-RESPA Integrated Disclosure FAQs · consumerfinance.gov
  3. Construction Products · singlefamily.fanniemae.com
  4. How to Build a New Home · wellsfargo.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB compare Loan Estimates lender credits discount points closing costs builder preferred lender affiliated business arrangement disclosure new construction home
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Fannie Mae new construction home buying process builder contract inspections appraisal mortgage financing
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1