How do I calculate the true cost of offering COBRA health insurance to my departing employees versus helping them find ACA marketplace plans?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate the true cost of offering COBRA health insurance to my departing employees versus helping them find ACA marketplace plans?
3 real searches · 1 real-search pass
Department of Labor COBRA premium 102 percent employer continuation coverage officialGoogle ↗
OBSERVEDConsequence
HealthCare.gov employer-sponsored coverage eligibility premium tax credit affordable minimum value COBRA Marketplace officialGoogle ↗
OBSERVEDComparison
IRS COBRA premium assistance employer tax credit subsidy official current rulesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Department of Labor COBRA premium 102 percent employer continuation coverage official Google ↗
HealthCare.gov employer-sponsored coverage eligibility premium tax credit affordable minimum value COBRA Marketplace official Google ↗
IRS COBRA premium assistance employer tax credit subsidy official current rules Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- Publication 974 (2025), Premium Tax Credit (PTC) · irs.gov
- FAQ: COBRA Health Insurance Coverage · dfs.ny.gov
- FAQs on COBRA Continuation Health Coverage for Employers and Advisers · dol.gov
- Continuation of Health Coverage (COBRA) · dol.gov
- See Your Options If You Lose Job-Based Health Insurance · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Department of Labor COBRA premium 102 percent employer continuation coverage official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
HealthCare.gov employer-sponsored coverage eligibility premium tax credit affordable minimum value COBRA Marketplace official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS COBRA premium assistance employer tax credit subsidy official current rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |