Real ChatGPT answer · index seedSD8Yi48xFBAcompleteInsurance · disability insurancecomparison

Is the future increase option rider from New York Life worth the extra cost compared to what Mutual of Omaha includes in their standard disability coverage today?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is the future increase option rider from New York Life worth the extra cost compared to what Mutual of Omaha includes in their standard disability coverage today?
2 real searches · 1 real-search pass
New York Life disability insurance Future Increase Option rider details guaranteed insurability costGoogle ↗
OBSERVEDComparison
Mutual of Omaha individual disability income insurance standard policy features future increase benefit guaranteed insurabilityGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
New York Life disability insurance Future Increase Option rider details guaranteed insurability cost Google ↗
Mutual of Omaha individual disability income insurance standard policy features future increase benefit guaranteed insurability Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York Life disability insurance Future Increase Option rider details guaranteed insurability cost
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Mutual of Omaha individual disability income insurance standard policy features future increase benefit guaranteed insurability
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1