Are there any new federal regulations capping the legal fees charged during a mortgage refinance this year
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there any new federal regulations capping the legal fees charged during a mortgage refinance this year
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 federal regulations cap attorney legal fees mortgage refinance closing costs CFPB new rule Google ↗
2026 mortgage refinance attorney fees federal cap RESPA Regulation Z fee limits Google ↗
- § 1026.43 Minimum standards for transactions secured by a dwelling. · consumerfinance.gov
- 12 CFR Part 1024 - Real Estate Settlement Procedures Act (Regulation X) · consumerfinance.gov
- 12 U.S.C. § 2607: Prohibition against kickbacks and unearned fees · uscode.house.gov
- Promoting Access to Mortgage Credit · whitehouse.gov
- Promoting Access to Mortgage Credit, 13203-13206 [2026-05384] :: Executive Office Of The President :: Regulation Tracker :: Justia · regulations.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal regulations cap attorney legal fees mortgage refinance closing costs CFPB new rule OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 mortgage refinance attorney fees federal cap RESPA Regulation Z fee limits OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |