Are out-of-pocket maximums for family health plans calculated on an aggregate or embedded basis under current federal regulatory guidelines?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are out-of-pocket maximums for family health plans calculated on an aggregate or embedded basis under current federal regulatory guidelines?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 ACA maximum out-of-pocket limit self-only family coverage embedded individual limit HHS 2026 Google ↗
DOL FAQ embedded out-of-pocket maximum family coverage self-only limit regardless of aggregate family deductible federal guidance Google ↗
- FAQs about Consolidated Appropriations Act, 2021 and Affordable Care Act Implementation Part 71 · dol.gov
- FAQs about Affordable Care Act Implementation (Part XXVII) · dol.gov
- Embedded Self-Only Annual Limitation on Cost Sharing FAQs · dol.gov
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- What are Health Savings Account-eligible plans? · healthcare.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA maximum out-of-pocket limit self-only family coverage embedded individual limit HHS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
DOL FAQ embedded out-of-pocket maximum family coverage self-only limit regardless of aggregate family deductible federal guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |