Do fellowship stipends received by PhD students qualify for the standard retirement contribution deductions under current tax laws.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Do fellowship stipends received by PhD students qualify for the standard retirement contribution deductions under current tax laws.
3 real searches · 1 real-search pass
IRS fellowship stipend IRA contributions taxable non-tuition fellowship graduate student SECURE Act 2020 compensation traditional IRAGoogle ↗
OBSERVEDConsequence
IRS Publication 590-A scholarship fellowship stipend IRA compensation graduate students 2025 2026Google ↗
OBSERVEDConsequence
IRS 2026 IRA contribution limits deduction income phase outGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS fellowship stipend IRA contributions taxable non-tuition fellowship graduate student SECURE Act 2020 compensation traditional IRA Google ↗
IRS Publication 590-A scholarship fellowship stipend IRA compensation graduate students 2025 2026 Google ↗
IRS 2026 IRA contribution limits deduction income phase out Google ↗
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- GENERAL EXPLANATION OF TAX LEGISLATION ENACTED IN THE 116TH CONGRESS · govinfo.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS fellowship stipend IRA contributions taxable non-tuition fellowship graduate student SECURE Act 2020 compensation traditional IRA OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS Publication 590-A scholarship fellowship stipend IRA compensation graduate students 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS 2026 IRA contribution limits deduction income phase out OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |