How does filing a recent hail storm damage claim impact my ability to switch carriers and what do current actuarial tables show for post claim surcharges in Texas?
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The searches the AI actually ran for this prompt.
SEED QUERY
How does filing a recent hail storm damage claim impact my ability to switch carriers and what do current actuarial tables show for post claim surcharges in Texas?
3 real searches · 1 real-search pass
Texas homeowners insurance hail claim surcharge actuarial rate filing claim-free discount underwriting switching carriers 2026Google ↗
OBSERVED
Texas Department of Insurance homeowners claims weather hail rate surcharge claim history CLUE new insurerGoogle ↗
OBSERVED
Texas homeowners insurance rate filings hail claim surcharge percentage actuarial tables post-claim TexasGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Texas homeowners insurance hail claim surcharge actuarial rate filing claim-free discount underwriting switching carriers 2026 Google ↗
Texas Department of Insurance homeowners claims weather hail rate surcharge claim history CLUE new insurer Google ↗
Texas homeowners insurance rate filings hail claim surcharge percentage actuarial tables post-claim Texas Google ↗
- Will my premium go up if I file a claim? · tdi.texas.gov
- Will my premium go up if I file a claim? · agate.tdi.state.tx.us
- INSURANCE CODE CHAPTER 551. PRACTICES RELATING TO DECLINATION, CANCELLATION, AND NONRENEWAL OF INSURANCE POLICIES · tcss.legis.texas.gov
- Texas Insurance Code Section 551.107 (2025) - Renewal of Certain Policies; Premium Surcharge Authorized; Notice :: 2025 Texas Statutes :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- 28 Tex. Admin. Code § 21.1004 - Restrictions on Certain Claims in Residential Property Insurance and Transition Plan Requirement | State Regulations | US Law · law.cornell.edu
- How are your auto and homeowners insurance costs calculated? · agate.tdi.state.tx.us
- TDI prioritizes transparency by making home and auto data public · agate.tdi.texas.gov
- Home and auto rate filings · data.texas.gov
- How to get a CLUE about your claims history · tdi.texas.gov
- Home insurance guide · tdi.texas.gov
- Auto and home policy underwriting: Learn how companies provide you insurance. · agate.tdi.texas.gov
- Reasons home and auto insurance policies are declined, not renewed, or canceled · agate.tdi.texas.gov
- Commissioner's Bulletin # B-0006-26 · agate.tdi.texas.gov
- Texas TDI rate-filing database · tdi.texas.gov
- Texas Department of Insurance consumer resources · tdi.texas.gov
- LexisNexis consumer disclosure · lexisnexis.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas homeowners insurance hail claim surcharge actuarial rate filing claim-free discount underwriting switching carriers 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Texas Department of Insurance homeowners claims weather hail rate surcharge claim history CLUE new insurer OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Texas homeowners insurance rate filings hail claim surcharge percentage actuarial tables post-claim Texas OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |