Can my mortgage company harass me about past due payments while my bankruptcy stay is still in effect?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my mortgage company harass me about past due payments while my bankruptcy stay is still in effect?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
11 U.S.C. 362 automatic stay mortgage creditor collection communications periodic statements bankruptcy CFPB official Google ↗
CFPB mortgage servicer bankruptcy automatic stay periodic statements collection calls official guidance Google ↗
- Mortgage Servicing FAQs · consumerfinance.gov
- § 1026.41 Periodic statements for residential mortgage loans. · consumerfinance.gov
- 11 U.S.C. § 362: Automatic stay · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
11 U.S.C. 362 automatic stay mortgage creditor collection communications periodic statements bankruptcy CFPB official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB mortgage servicer bankruptcy automatic stay periodic statements collection calls official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |