What recourse do I have if a bad credit loan option from an online aggregator triggers predatory interest rates despite claims of fixed monthly payments?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What recourse do I have if a bad credit loan option from an online aggregator triggers predatory interest rates despite claims of fixed monthly payments?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB personal loan complaint misleading loan terms Truth in Lending APR disclosures official FTC deceptive loan advertising Google ↗
Virginia Attorney General consumer protection complaint payday installment loan interest rate caps licensing official Google ↗
- CFPB consumer complaint portal · consumerfinance.gov
- FTC ReportFraud · reportfraud.ftc.gov
- § 6.2-303. Contracts for more than legal rate of interest · law.lis.virginia.gov
- March 4, 2021 - Herring Warns Virginians About Dangers of Predatory Loans · oag.state.va.us
- Code of Virginia Code · law.lis.virginia.gov
- 10VAC5-200-80. Short-term lending pamphlet text. · law.lis.virginia.gov
- Consumer lender information and complaints · scc.virginia.gov
- File a Complaint · vaag.virginia.gov
- Truth in Lending · occ.treas.gov
- Truth in Lending Act · ftc.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB personal loan complaint misleading loan terms Truth in Lending APR disclosures official FTC deceptive loan advertising OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Virginia Attorney General consumer protection complaint payday installment loan interest rate caps licensing official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |