Real ChatGPT answer · index seedRxPMiqgkiI4completeInsurance · disability insurancecomparison

Are retirement contribution protection riders from New York Life superior to Mutual of Omaha when protecting maximum IRS limits during a long term disability claim?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are retirement contribution protection riders from New York Life superior to Mutual of Omaha when protecting maximum IRS limits during a long term disability claim?
3 real searches · 1 real-search pass
New York Life disability insurance retirement contribution protection rider maximum IRS limits rider detailsGoogle ↗
OBSERVEDReason
Mutual of Omaha disability insurance retirement protection rider contribution maximum IRS limits rider detailsGoogle ↗
OBSERVEDReason
New York Life vs Mutual of Omaha disability retirement contribution protection rider policy formGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%ConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
New York Life disability insurance retirement contribution protection rider maximum IRS limits rider details Google ↗
Mutual of Omaha disability insurance retirement protection rider contribution maximum IRS limits rider details Google ↗
New York Life vs Mutual of Omaha disability retirement contribution protection rider policy form Google ↗
  1. Individual Disability Insurance | Private Disability Insurance · newyorklife.com
  2. Disability Income Insurance · producer.mutualofomaha.com
  3. static.chasecdn.com · static.chasecdn.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York Life disability insurance retirement contribution protection rider maximum IRS limits rider details
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Mutual of Omaha disability insurance retirement protection rider contribution maximum IRS limits rider details
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
New York Life vs Mutual of Omaha disability retirement contribution protection rider policy form
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1