How do rising federal funds rates impact adjustable-rate mortgages versus conventional 30-year fixed loans for buyers entering the market this quarter?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do rising federal funds rates impact adjustable-rate mortgages versus conventional 30-year fixed loans for buyers entering the market this quarter?
3 real searches · 1 real-search pass
Federal Reserve federal funds rate October 2026 latest FOMC decision mortgage rates Freddie Mac 30 year fixed October 2026Google ↗
OBSERVEDReason
CFPB adjustable rate mortgage index margin caps how rate adjusts SOFR Treasury index consumer guidanceGoogle ↗
OBSERVEDConsequence
Freddie Mac mortgage rates 30 year fixed October 2026 PMMSGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Federal Reserve federal funds rate October 2026 latest FOMC decision mortgage rates Freddie Mac 30 year fixed October 2026 Google ↗
CFPB adjustable rate mortgage index margin caps how rate adjusts SOFR Treasury index consumer guidance Google ↗
Freddie Mac mortgage rates 30 year fixed October 2026 PMMS Google ↗
- Federal Reserve Board · federalreserve.gov
- Mortgage Rates · freddiemac.com
- For an adjustable-rate mortgage (ARM), what are the index and margin, and how do they work? · consumerfinance.gov
- What is the difference between a fixed-rate and adjustable-rate mortgage (ARM) loan? · consumerfinance.gov
- Owning a Home · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Reserve federal funds rate October 2026 latest FOMC decision mortgage rates Freddie Mac 30 year fixed October 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB adjustable rate mortgage index margin caps how rate adjusts SOFR Treasury index consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Freddie Mac mortgage rates 30 year fixed October 2026 PMMS OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |