How do I choose between sticking with my income-driven repayment plan and refinancing with a private company like Earnest if interest rates might change soon?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I choose between sticking with my income-driven repayment plan and refinancing with a private company like Earnest if interest rates might change soon?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 federal student loan income driven repayment plans changes refinancing private loans federal protections official StudentAid.gov Google ↗
Earnest student loan refinancing fixed variable rates cosigner benefits official Google ↗
- credible.com · credible.com
- Explore Earnest refinancing · earnest.com
- Repayment Plans · studentaid.gov
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
- Federal Student Aid repayment plans · studentaid.gov
- Should I consolidate or refinance my student loans? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal student loan income driven repayment plans changes refinancing private loans federal protections official StudentAid.gov OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinancing fixed variable rates cosigner benefits official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |