How do lenders factor in open building permits for uncompleted bathroom additions when running an automated valuation model for a HELOC draw?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders factor in open building permits for uncompleted bathroom additions when running an automated valuation model for a HELOC draw?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
HELOC automated valuation model open building permits unfinished renovations collateral valuation lender appraisal as-is value Google ↗
Fannie Mae appraisal incomplete improvements permits unfinished construction property value as-is open permits Google ↗
- Requirements for Verifying Completion and Postponed Improvements · selling-guide.fanniemae.com
- Fannie Mae Selling Guide Supplement Uniform Appraisal Dataset (UAD) 3.6 Policy · singlefamily.fanniemae.com
- HomeEQ Underwriting Guide · heloc.archomellc.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
HELOC automated valuation model open building permits unfinished renovations collateral valuation lender appraisal as-is value OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae appraisal incomplete improvements permits unfinished construction property value as-is open permits OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |