Real ChatGPT answer · index seedRq6lyYpjjPscompleteAutomotive · auto financing and leasinginformational
How do late payments on a previous car loan affect my chances of getting approved for a family vehicle today
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do late payments on a previous car loan affect my chances of getting approved for a family vehicle today
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB credit report late payments how long remain seven years auto loan approval credit score factors Google ↗
FICO payment history late payments impact recency severity frequency auto loan Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- How long does information stay on my credit report? · consumerfinance.gov
- Understand your credit score · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB credit report late payments how long remain seven years auto loan approval credit score factors OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FICO payment history late payments impact recency severity frequency auto loan OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |