What exact expenses are covered under seller concessions and can they be used to pay off my high interest credit card debt at closing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What exact expenses are covered under seller concessions and can they be used to pay off my high interest credit card debt at closing?
3 real searches · 1 real-search pass
Fannie Mae interested party contributions cannot pay borrower debts credit card debt closing costs seller concessions guidelinesGoogle ↗
OBSERVEDReason
FHA seller concessions interested party contributions allowable closing costs cannot pay debts credit card debt HUDGoogle ↗
OBSERVEDReason
VA seller concessions 4 percent seller can pay buyer debts credit card balances official VAGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae interested party contributions cannot pay borrower debts credit card debt closing costs seller concessions guidelines Google ↗
FHA seller concessions interested party contributions allowable closing costs cannot pay debts credit card debt HUD Google ↗
VA seller concessions 4 percent seller can pay buyer debts credit card balances official VA Google ↗
- VA Funding Fee And Loan Closing Costs · benefits.va.gov
- VA Pamphlet 26-7, Revised · benefits.va.gov
- Interested Party Contributions (IPCs) · guide-selling.fanniemae.com
- Interested Party Contributions (IPCs) · selling-guide.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- FHA Single Family Housing Policy Handbook · hud.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae interested party contributions cannot pay borrower debts credit card debt closing costs seller concessions guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FHA seller concessions interested party contributions allowable closing costs cannot pay debts credit card debt HUD OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
VA seller concessions 4 percent seller can pay buyer debts credit card balances official VA OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |