Real ChatGPT answer · index seedRhJ3JcxqgW8completeParenting and family · elder carehowto

Can an irrevocable trust protect my parents retirement accounts from Medicaid look back penalties if we do it this year?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can an irrevocable trust protect my parents retirement accounts from Medicaid look back penalties if we do it this year?
2 real searches · 1 real-search pass
Medicaid long term care 5 year lookback irrevocable trust retirement accounts IRA rules official Medicaid.gov CMSGoogle ↗
OBSERVEDReason
Washington Medicaid long term services supports retirement accounts IRA trust lookback rules HCA WashingtonGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Medicaid long term care 5 year lookback irrevocable trust retirement accounts IRA rules official Medicaid.gov CMS Google ↗
Washington Medicaid long term services supports retirement accounts IRA trust lookback rules HCA Washington Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Medicaid long term care 5 year lookback irrevocable trust retirement accounts IRA rules official Medicaid.gov CMS
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Washington Medicaid long term services supports retirement accounts IRA trust lookback rules HCA Washington
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1