Real ChatGPT answer · index seedRhAm9YKfPBIcompleteFinance and banking · retirement accountshowto

How does a traditional IRA to Roth IRA conversion impact my ACA health insurance subsidy limits, and what is the cheapest month to do it?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does a traditional IRA to Roth IRA conversion impact my ACA health insurance subsidy limits, and what is the cheapest month to do it?
2 real searches · 1 real-search pass
2026 ACA premium tax credit income limits 400% federal poverty level Roth conversion MAGI IRS 2026Google ↗
OBSERVED
IRS Publication 974 2025 2026 premium tax credit modified adjusted gross income IRA distributions Roth conversionGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 ACA premium tax credit income limits 400% federal poverty level Roth conversion MAGI IRS 2026 Google ↗
IRS Publication 974 2025 2026 premium tax credit modified adjusted gross income IRA distributions Roth conversion Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 ACA premium tax credit income limits 400% federal poverty level Roth conversion MAGI IRS 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS Publication 974 2025 2026 premium tax credit modified adjusted gross income IRA distributions Roth conversion
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1