Real ChatGPT answer · index seedRfwQqxMqIuMcompleteFinance and banking · investing and brokeragescomparison

Can you look up the current interest rates for Marcus by Goldman Sachs versus Capital One high yield savings accounts and tell me which is safer for a retiree holding fifty thousand dollars?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you look up the current interest rates for Marcus by Goldman Sachs versus Capital One high yield savings accounts and tell me which is safer for a retiree holding fifty thousand dollars?
3 real searches · 1 real-search pass
Marcus by Goldman Sachs high yield online savings account current APY October 2026 official rateGoogle ↗
OBSERVEDOther / navigational
Capital One 360 Performance Savings current APY October 2026 official rateGoogle ↗
OBSERVEDOther / navigational
Marcus Capital One savings FDIC insurance limits ownership categories bank safety officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%ComparisonConsequenceReason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Marcus by Goldman Sachs high yield online savings account current APY October 2026 official rate Google ↗
Capital One 360 Performance Savings current APY October 2026 official rate Google ↗
Marcus Capital One savings FDIC insurance limits ownership categories bank safety official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Marcus by Goldman Sachs high yield online savings account current APY October 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Capital One 360 Performance Savings current APY October 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Marcus Capital One savings FDIC insurance limits ownership categories bank safety official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1