What is the penalty for withdrawing money from an HSA for non medical expenses if I am on a tight budget and need cash
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the penalty for withdrawing money from an HSA for non medical expenses if I am on a tight budget and need cash
1 real search · 1 real-search pass
IRS HSA nonqualified distributions 20% additional tax age 65 disability death 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT1 real searches · gpt-6
IRS HSA nonqualified distributions 20% additional tax age 65 disability death 2026 Google ↗