Real ChatGPT answer · index seedRbgF6uIBqikcompleteFinance and banking · credit scores and repairinformational
Why did my credit score drop fifty points just because I authorized a hard inquiry for a new apartment lease today?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my credit score drop fifty points just because I authorized a hard inquiry for a new apartment lease today?
1 real search · 1 real-search pass
how much does one hard inquiry affect FICO credit score official FICO CFPB apartment rental screening hard inquiryGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
how much does one hard inquiry affect FICO credit score official FICO CFPB apartment rental screening hard inquiry Google ↗
- Can Utility, Rent, Insurance and Other Non-Lending Inquiries Affect Your FICO® Scores? · myfico.com
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- AnnualCreditReport.com · annualcreditreport.com