Real ChatGPT answer · index seedRTyQYCLLKPkcompleteAutomotive · auto financing and leasinghowto

How do penfed auto loan rates compare to capital one or lightstream right now for a forty thousand dollar used car purchase?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do penfed auto loan rates compare to capital one or lightstream right now for a forty thousand dollar used car purchase?
3 real searches · 1 real-search pass
PenFed Credit Union used auto loan rates October 2026 official used car APRGoogle ↗
OBSERVEDShort fact
Capital One Auto Navigator used car loan APR rates official 2026Google ↗
OBSERVEDOther / navigational
LightStream used car loan rates APR official 2026Google ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact67%Other / navigational33%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
PenFed Credit Union used auto loan rates October 2026 official used car APR Google ↗
Capital One Auto Navigator used car loan APR rates official 2026 Google ↗
LightStream used car loan rates APR official 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed Credit Union used auto loan rates October 2026 official used car APR
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Capital One Auto Navigator used car loan APR rates official 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
LightStream used car loan rates APR official 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1