Compare the cash value growth of a New York Life whole life policy against investing in a SEP IRA for my small business retirement strategy.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the cash value growth of a New York Life whole life policy against investing in a SEP IRA for my small business retirement strategy.
3 real searches · 1 real-search pass
IRS 2026 SEP IRA contribution limits employer contribution 25% compensation 72000Google ↗
OBSERVEDConsequence
New York Life whole life cash value guaranteed dividends policy loans officialGoogle ↗
OBSERVEDDefinition
IRS SEP IRA withdrawals tax deductible employer contributions rules officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 2026 SEP IRA contribution limits employer contribution 25% compensation 72000 Google ↗
New York Life whole life cash value guaranteed dividends policy loans official Google ↗
IRS SEP IRA withdrawals tax deductible employer contributions rules official Google ↗
- New York Life whole life features · newyorklife.com
- New York Life cash-value tax explanations · newyorklife.com
- IRS SEP plan rules · irs.gov
- IRS 2026 SEP contribution limits · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 SEP IRA contribution limits employer contribution 25% compensation 72000 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New York Life whole life cash value guaranteed dividends policy loans official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
IRS SEP IRA withdrawals tax deductible employer contributions rules official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |