Real ChatGPT answer · index seedROg7vZ35GTMcompleteInsurance · home insurancecommercial

We are thinking about raising our deductible to save on premiums, but what are the hidden risks for families living in storm prone areas like Florida or Georgia?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
We are thinking about raising our deductible to save on premiums, but what are the hidden risks for families living in storm prone areas like Florida or Georgia?
3 real searches · 1 real-search pass
Florida Office of Insurance Regulation hurricane deductible percentage homeowners insurance consumer guide named storm deductibleGoogle ↗
OBSERVEDReason
Georgia Office of Commissioner of Insurance homeowners insurance windstorm deductible hurricane deductible consumerGoogle ↗
OBSERVEDReason
NAIC homeowners insurance flood excluded deductible hurricane percentage deductible consumer guideGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Florida Office of Insurance Regulation hurricane deductible percentage homeowners insurance consumer guide named storm deductible Google ↗
Georgia Office of Commissioner of Insurance homeowners insurance windstorm deductible hurricane deductible consumer Google ↗
NAIC homeowners insurance flood excluded deductible hurricane percentage deductible consumer guide Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Florida Office of Insurance Regulation hurricane deductible percentage homeowners insurance consumer guide named storm deductible
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Georgia Office of Commissioner of Insurance homeowners insurance windstorm deductible hurricane deductible consumer
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
NAIC homeowners insurance flood excluded deductible hurricane percentage deductible consumer guide
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1