Real ChatGPT answer · index seedRNcaI5qx3lEcompleteInsurance · disability insurancecommercial

Looking for a policy recommendation for a self-employed father of three that includes a strong waiver of premium benefit provision in case of long-term temporary disability.

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Looking for a policy recommendation for a self-employed father of three that includes a strong waiver of premium benefit provision in case of long-term temporary disability.
2 real searches · 1 real-search pass
2026 Texas life insurance waiver of premium disability rider policy wording total disability waiting period own occupationGoogle ↗
OBSERVEDReason
life insurance waiver of premium rider temporary disability 90 days 180 days policy provisions insurer officialGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 Texas life insurance waiver of premium disability rider policy wording total disability waiting period own occupation Google ↗
life insurance waiver of premium rider temporary disability 90 days 180 days policy provisions insurer official Google ↗
  1. Premium Waiver Rider · nationwide.com
  2. <table id="e1"> · agent-uslife.palig.com
  3. Covenant II: The Power of MTL’s Waiver of Premium Riders · agent-uslife.palig.com
  4. WAIVER OF PREMIUM RIDER · life.pacificlife.com
  5. Waiver of Premium Agreement · securian.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Texas life insurance waiver of premium disability rider policy wording total disability waiting period own occupation
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
life insurance waiver of premium rider temporary disability 90 days 180 days policy provisions insurer official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1