What is the formula for calculating monthly health insurance premiums for a retired married couple living on social security and investment income?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the formula for calculating monthly health insurance premiums for a retired married couple living on social security and investment income?
3 real searches · 1 real-search pass
2026 Medicare Part B premiums IRMAA married filing jointly 2024 income official CMS SSAGoogle ↗
OBSERVEDShort fact
Medicare IRMAA uses tax return from two years ago modified adjusted gross income tax exempt interest official SSAGoogle ↗
OBSERVEDReason
ACA marketplace household income Social Security investment income MAGI official healthcare.govGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Medicare Part B premiums IRMAA married filing jointly 2024 income official CMS SSA Google ↗
Medicare IRMAA uses tax return from two years ago modified adjusted gross income tax exempt interest official SSA Google ↗
ACA marketplace household income Social Security investment income MAGI official healthcare.gov Google ↗
- SSA - POMS: HI 01101.010 - Modified Adjusted Gross Income (MAGI) · secure.ssa.gov
- SSA Handbook § 2501 · ssa.gov
- 2026 Medicare Parts A & B Premiums and Deductibles · cms.gov
- Benefits Planner: Retirement | Medicare Premiums · ssa.gov
- SSA - POMS: HI 01101.020 - IRMAA Sliding Scale Tables · secure.ssa.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Medicare Part B premiums IRMAA married filing jointly 2024 income official CMS SSA OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Medicare IRMAA uses tax return from two years ago modified adjusted gross income tax exempt interest official SSA OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
ACA marketplace household income Social Security investment income MAGI official healthcare.gov OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |