Real ChatGPT answer · index seedR0R73Lq4TEAcompleteInsurance · auto insurancecommercial

What is the industry standard for how long a major at-fault accident remains chargeable on commercial auto or personal policy ratings?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the industry standard for how long a major at-fault accident remains chargeable on commercial auto or personal policy ratings?
2 real searches · 1 real-search pass
U.S. personal auto insurance at-fault accident surcharge lookback period 3 5 years state insurance departmentGoogle ↗
OBSERVED
commercial auto insurance underwriting loss history lookback 3 5 years loss runs at fault accidentsGoogle ↗
OBSERVED

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Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
U.S. personal auto insurance at-fault accident surcharge lookback period 3 5 years state insurance department Google ↗
commercial auto insurance underwriting loss history lookback 3 5 years loss runs at fault accidents Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
U.S. personal auto insurance at-fault accident surcharge lookback period 3 5 years state insurance department
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
commercial auto insurance underwriting loss history lookback 3 5 years loss runs at fault accidents
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1