Real ChatGPT answer · index seedQxtjxZfwsdscompleteInsurance · disability insurancecomparison

How do residual disability benefit formulas differ between Principal and New York Life when calculating loss of earnings for commission-based financial advisors?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do residual disability benefit formulas differ between Principal and New York Life when calculating loss of earnings for commission-based financial advisors?
3 real searches · 1 real-search pass
Principal disability insurance residual disability benefit formula loss of income commissions policy financial advisor residual income percentageGoogle ↗
OBSERVEDReason
New York Life disability insurance residual disability benefit formula loss of earnings commissions policyGoogle ↗
OBSERVEDConsequence
Principal individual disability income policy residual disability benefit calculation prior earnings current earnings commission incomeGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Principal disability insurance residual disability benefit formula loss of income commissions policy financial advisor residual income percentage Google ↗
New York Life disability insurance residual disability benefit formula loss of earnings commissions policy Google ↗
Principal individual disability income policy residual disability benefit calculation prior earnings current earnings commission income Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Principal disability insurance residual disability benefit formula loss of income commissions policy financial advisor residual income percentage
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
New York Life disability insurance residual disability benefit formula loss of earnings commissions policy
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Principal individual disability income policy residual disability benefit calculation prior earnings current earnings commission income
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1