Real ChatGPT answer · index seedQvLIiUwp3n0completeCareers and HR · layoffs and severanceinformational
Is it better to leave my retirement funds in my old employer 401k plan with high fees or move them to a low cost broker IRA immediately?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to leave my retirement funds in my old employer 401k plan with high fees or move them to a low cost broker IRA immediately?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS rollover chart 401(k) to IRA direct rollover tax rules rule of 55 official IRS Google ↗
Department of Labor 401k fees compare investment expenses fiduciary participant official Google ↗
- IRA accounts · fidelity.com
- IRA accounts · schwab.com
- IRA accounts · investor.vanguard.com
- Rollovers of retirement plan and IRA distributions · irs.gov
- 401k Resource Guide Plan Participants General Distribution Rules · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS rollover chart 401(k) to IRA direct rollover tax rules rule of 55 official IRS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Department of Labor 401k fees compare investment expenses fiduciary participant official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |