Real ChatGPT answer · index seedQs6hIwKG7RUcompleteFinance and banking · checking and savings accountscommercial

I need a breakdown of the hidden fees I should watch out for when moving my emergency fund from a traditional savings account to a high yield online account.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need a breakdown of the hidden fees I should watch out for when moving my emergency fund from a traditional savings account to a high yield online account.
2 real searches · 1 real-search pass
high yield savings account fees minimum balance withdrawal transfer FDIC consumer guidance 2026Google ↗
OBSERVED
FDIC deposit insurance savings accounts $250,000 officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
high yield savings account fees minimum balance withdrawal transfer FDIC consumer guidance 2026 Google ↗
FDIC deposit insurance savings accounts $250,000 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
high yield savings account fees minimum balance withdrawal transfer FDIC consumer guidance 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FDIC deposit insurance savings accounts $250,000 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1