What is the step-by-step process to set up a solo four o one k for an LLC and execute mega backdoor Roth contributions up to the IRS annual additions limit?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the step-by-step process to set up a solo four o one k for an LLC and execute mega backdoor Roth contributions up to the IRS annual additions limit?
3 real searches · 1 real-search pass
IRS 2026 401(k) contribution limits annual additions 415(c) 72000 2026Google ↗
OBSERVEDReason
IRS one participant 401k plan owner employee LLC S corporation compensation contribution rulesGoogle ↗
OBSERVEDReason
IRS 401k voluntary after-tax contributions in-service Roth conversion mega backdoor Roth plan rulesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 2026 401(k) contribution limits annual additions 415(c) 72000 2026 Google ↗
IRS one participant 401k plan owner employee LLC S corporation compensation contribution rules Google ↗
IRS 401k voluntary after-tax contributions in-service Roth conversion mega backdoor Roth plan rules Google ↗
- One Participant 401k Plans · irs.gov
- Retirement plan FAQs regarding contributions - S corporation · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
- Fidelity website · fidelity.com
- Schwab Individual 401(k) · schwab.com
- E*TRADE website · us.etrade.com
- Nabers Group website · solo401k.com
- What Is a Mega Backdoor Roth Strategy? · schwab.com
- Mega Backdoor Roth Solo 401k and Roth IRA · support.solo401k.com
- 1099-R for Mega Backdoor Roth Conversion · support.solo401k.com
- COLA increases for dollar limitations on benefits and contributions · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 401(k) contribution limits annual additions 415(c) 72000 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS one participant 401k plan owner employee LLC S corporation compensation contribution rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS 401k voluntary after-tax contributions in-service Roth conversion mega backdoor Roth plan rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |